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Get your loan approved faster by supplying Axess with the following support documents.

Personal and vehicle loan application

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Credit check

Veda Credit Check (We can supply this)

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Bank statements

Your last three months statements on your cheque/everyday account.
(This is not to check up on what you spend, but to ensure there is no recent history of dishonoured cheques or payments)

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Identification

In most cases, you will need to provide two forms of identification which could include: Passport/Visa/Citizenship Certificate, Drivers Licence, Birth or marriage certificate, Medicare card.

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Income evidence

Last Payslip if Employed or Letter from employer stating salary or hourly rate of pay and average hours per week.

Home loan application

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Deposit

Proof of any saved deposit such as bank statements or investment certificates (six months history normally required by Lenders).
Gift letter or declaration if your deposit is not your savings i.e. letter must state that the money ‘gift’ and not a loan (we can provide you with a standard format if required).

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Tenancy agreement

If you are currently receiving rental income.
A rental assessment if you are purchasing a new rental property.

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Identification

Driver’s licence or Passport.

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Income evidence

Payslips (last three)
Or a Letter of Employment confirming gross income. (Employment Contract)
Last two years of Financial Accounts & Tax summaries (if self- employed)

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Superannuation

If you are using funds from your superannuation (such as Kiwisaver, Defence Force Super) your provider to confirm the amount you can withdraw.

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Bank statements

Your last three months personal bank statements on your main transactional account. If you are printing these off the internet please ensure they show a running balance column and have name printed on them. Please also note that some lenders require up to 6 months’ worth of statements (we will advise you if this is the case).

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Loan statements (if refinancing)

The last 12 months history of your mortgage payments.

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Sale and purchase agreement

Copy of this if you have negotiated a property to purchase.

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Registered valuation

We can advise if this will be necessary, and can recommend a Valuer if you wish.

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Lawyer

The name of your Lawyer – we can recommend a Lawyer if necessary.

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Credit explanation

A letter of explanation for any collection or defaults within the last 5 years that appear on your credit check.